Job Description

About the Company

PCS is one of the largest high net worth managing general underwriters in the market today. With a sole focus on families with $5m or more in assets, PCS provides complex insurance policies for individuals with complex needs. Private Client Select offers property and casualty personal insurance solutions and risk management services that meet the unique and complex needs of High-Net-Worth clients. We understand their passions and are committed to preserving the life that they have built.

PCS employs approximately five hundred staff members. The company has offices in New York, NY; Edison, NJ; St. Petersburg, FL; Schaumburg, IL; and San Diego, CA. PCS has a geographically diverse workforce and supports hybrid and remote business-based flexibility. This is a hybrid position requiring at least two days per week in office. Candidates should be located within commuting distance to either our Schaumburg, IL or San Diego, CA office.

About the Position

We are seeking an experienced and motivated Senior Underwriter to join our Complex Account Practice (CAP) team. CAP is dedicated to underwriting the most sophisticated and high-exposure accounts within the PCS portfolio, with total property limits exceeding $100,000,000. This is a unique opportunity to work at the forefront of the portfolio with high marketplace visibility and national reach — ideal for underwriting professionals who excel in high-stakes environments and are energized by complex, high-impact underwriting challenges.

The Senior Underwriter will serve as the primary point of contact for a dedicated book of business spanning new and renewal accounts within the unit. In this strategically important role, you will collaborate closely with internal teams and broker partners to deliver exceptional underwriting outcomes.

Key Responsibilities

• Market and underwrite a book of large and complex personal lines risks for partner brokers.
• Build and maintain strong working relationships with internal and external business partners.
• Meet renewal retention goals through strong negotiation and communication skills, including
• occasional in-person meetings with brokers, clients, and centers of influence.
• Identify new business and cross-sell opportunities by cultivating relationships with producers
• and account managers.
• Document underwriting files in accordance with authority statements and guidelines.
• Participate in annual audits for specific product lines.
• Utilize advanced underwriting and producer management tools to meet profitability targets.
• Make independent sales calls to grow and support your book of business.
• Recommend updates to underwriting guidelines and workflows.
• Contribute to marketing and underwriting projects that enhance company performance.
• Occasional travel as necessary for business needs.

Required Skills, Knowledge, and Education

• Minimum of 6 years of experience in Personal Lines Property & Casualty Insurance.
• Bachelor’s degree or equivalent work experience.
• Familiarity with underwriting concepts, practices, and procedures.
• Strong analytical, quantitative, and communication skills.
• Ability to work independently and manage a personal book of business.
• Positive attitude, strong interpersonal skills, and self-motivation.
• Proficiency in Microsoft Excel.
• Property and Casualty (P&C) and Excess and Surplus (E&S) lines licenses are required. Licenses
• are expected to be obtained promptly; PCS will provide support as needed.
• Applicants must be legally authorized to work in the United States and must not require employment-based visa sponsorship now or in the future.

Equal Employment Opportunity Policy

PCS values and is fully committed to diversity and inclusion. It is the policy of PCS not to discriminate against any applicant for employment, or any employee because of age, color, sex, disability, nation of origin, race, religion, sexual orientation, gender identity, or veteran status.

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